Archives for March 2015

Consistent Security Standards Are Essential to Cyber Reform

Congress has begun the process of advancing legislation to address risks to cyber and data security following high-profile breaches at Target, Home Depot and Sony Pictures. The Senate Intelligence Committee this month released its bill to increase information sharing between the public and private sectors, and the panel’s House counterpart followed suit last week with Read the Rest…

The Small Bank Slide–regulations can distort firm size

In a competitive market with free entry, bank size doesn’t really matter, but regulations can distortNew charts just released by the Mercatus Center at George Mason University paint a portrait of that concentration. As the charts show, the concentration trend did not begin with Dodd-Frank, but Dodd-Frank certainly won’t halt that decline either. At a recent Senate Read the Rest…

Legislative Update: March 27, 2015

The following is an update on issues of interest to or impacting the banking industry. Congressional Update As you may have seen from the ICBA updates, it was a good week for community bank regulatory reform in Congress.  The House Financial Services Committee passed out numerous bills advanced by ICBA related to regulatory relief: The Read the Rest…

Celebrate Community Banking Month 2015!

Posted by ICBA  April is ICBA Community Banking Month, and we are excited to celebrate the nation’s more than 6,000 community banks and their vital role in strengthening local communities. Community bankers, state and regional partners, along with consumers, entrepreneurs, farmers and thought leaders can participate in the festivities by showing support for community banks Read the Rest…

Banking Conditions in Ninth District States 2015 Forecast and 2014 Update

The Federal Reserve Bank of Minneapolis has published a report on banking conditions in Montana and other states in the Ninth District. You can read the full report here. Montana banks likely to see a strong year in 2015 Montana banks are likely to see a strong performance in 2015, according to Ron Feldman, executive Read the Rest…

Montana SSBCI Distributes 96% of Funding to Small Businesses

Montana Distributes 96% of SSBCI Funding to State’s Small Businesses The Montana State Small Business Credit Initiative had expended 88 percent of its current funding disbursement for small business lending and investment through Dec. 31 2013, according to the U.S. Treasury Department’s quarterly SSBCI report. Nationally, the SSBCI program has disbursed $1 billion of the Read the Rest…

Legislative Update: March 3, 2015

The legislature returned from the transmittal break on March 5th.  The Legislature has now completed half of the 90 day 2015 legislative session. The second half of the legislative session will, as usual, focus on the budget and appropriations process.  MIB will monitor that process, but, at this point, is not advocating for any particular Read the Rest…

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