TILA Escrow Requirements
• CFPB’s Escrow Requirements Webpage
– Summary of the Rule
– Small Entity Compliance Guide
– The Rule and Official Interpretation
• CFPB’s YouTube Video on Escrow Requirements
• CFPB’s Interim TILA Examination Procedures
• 2013 List of Rural and Underserved Counties
• FDIC’s National Banker Teleconference (5/2/13)

TILA Loan Originator Compensation
• CFPB’s Loan Originator Compensation Webpage
– Summary of the Rule
– Small Entity Compliance Guide
– The Rule and Official Interpretation
• CFPB’s YouTube Video on Loan Originator Compensation
• CFPB’s Interim TILA Examination Procedures
• FDIC’s National Banker Teleconference (5/2/13)
• FDIC’s National Banker Teleconference (6/6/13)

Ability-to-Repay and Qualified Mortgages
• CFPB’s Ability-to-Repay/Qualified Mortgages Webpage
– Summary of the Rule
– Small Entity Compliance Guide
– ATR/QM Comparison Chart
– The Rule and Official Interpretation
• CFPB’s YouTube Video on ATR/QM
• CFPB’s Interim TILA Examination Procedures
• FDIC’s National Banker Teleconference (5/2/13)

High-Cost Mortgages
• CFPB’s High-Cost Mortgages Webpage
– Summary of the Rule
– Small Entity Compliance Guide
– The Rule and Official Interpretation
• CFPB’s YouTube Video on 2013 HOEPA Rule
• FDIC’s National Banker Teleconference (6/6/13)

Mortgage Servicing Rules
• CFPB’s Mortgage Servicing Rules Webpage
– Summary of the Rule
– Small Entity Compliance Guide
– Quick Reference Chart
– RESPA and TILA Rules and Official Interpretation
• CFPB’s YouTube Video on Mortgage Servicing Rules
• FDIC’s National Banker Teleconference (5/15/13)

ECOA Valuations Rule
• CFPB’s ECOA Valuations Rule Webpage
– Summary of the Rule
– Small Entity Compliance Guide
– The Rule and Official Interpretation
• CFPB’s YouTube Video on Appraisal Rules
• CFPB’s Interim ECOA Examination Procedures

TILA Appraisal Rule
• CFPB’s Appraisals for Higher-Priced Mortgages Webpage
– Summary of the Rule
– Small Entity Compliance Guide
– The Rule and Official Interpretation
• CFPB’s YouTube Video on Appraisal Rules
• CFPB’s Interim TILA Examination Procedures
• Financial Institution Letter: Appraisal Requirements for Higher-Priced Loans (FIL-11-2013)
• APOR Rate Spread Calculator

Managing Third-Party Relationships
• Financial Institution Letters: Third-Party Risk: Guidance for Managing Third-Party Risk (FIL-44-2008)
• FDIC’s Third-Party Risk Examination Procedures
• FDIC Supervisory Insights: Third-Party Arrangements: Elevating Risk Awareness

Servicemembers Civil Relief Act
• Official SCRA Website (DoD)
• Compliance Manual – Servicemembers Civil Relief Act
• Servicemembers Civil Relief Act
• Mortgage Servicing Practices Concerning Military Homeowners with PCS Orders
• Compliance Requirements for SCRA (FRB’s Consumer Compliance Outlook 2Q11)
• The Next Front: Student Loan Servicing and the Cost to Our Men and Women in Uniform

Unfair and Deceptive Acts and Practices
• Financial Institution Letters:
– Applicability of the Federal Trade Commission Act (FIL-57-2002)
– UDAP Under Section 5 of the Federal Trade Commission Act (FIL-26-2004)
• FDIC Supervisory Insight Articles
– From the Examiner’s Desk: Unfair and Deceptive Acts and Practices: Recent FDIC Experience (Winter 2008)
– High Yield Checking Accounts: Know the Rules (Winter 2012)
– Chasing the Asterisk: A Field Guide to Caveats, Exceptions, Material Misrepresentations, and Other Unfair or Deceptive Acts or Practices   (Winter 2006) 
• FDIC’s UDAP Examination Procedures
• FTC Websites
– http://www.ftc.gov/bcp/policystmt/ad-unfair.htm
– http://www.ftc.gov/bcp/policystmt/ad-decept.htm
• FTC’s Dot Com Disclosures: Information About Online Advertising

Fair Lending
• Fair Lending Examination Procedures
– http://www.ffiec.gov/PDF/fairlend.pdf
– http://www.ffiec.gov/PDF/fairappx.pdf
• Policy Statement on Discrimination in Lending
• DOJ Fair Lending Cases
• CFPB website

New Violation Classification System
• Financial Institution Letters
– New Classification System for Citing Violations in Reports of Examination (FIL-41-2012)

Community Reinvestment Act
• Financial Institution Letters
– Revisions to Interagency Questions and Answers (FIL-9-2010)
– Joint Final Rule (FIL-65-2010)
– Neighborhood Stabilization Program (FIL-92-2010)
– Consideration for Gulf Coast Disaster Area Activities (FIL-9-2012)

Bank Secrecy Act
• Financial Institution Letters
– Bank Secrecy Act Interagency Guidance on Beneficial Ownership (FIL-10-008)
– Payment Processor Relationships Revised Guidance (FIL-12-003)
– Guidance on Payment Processor Relationships (FIL-08-127¬)
– Guidance for Managing Third-Party Risk (FIL-08-044)
• FDIC Supervisory Insight Articles
– Managing Risks in Third-Party Payment Processor Relationships

Provided by the FDIC, July of 2013